International Remittance
Currency Calculator
Professional international remittance currency calculator. Compare money transfer costs, exchange rates, and fees across global remittance services with real-time calculations for overseas payments and family support.
International Remittance Calculator
Popular Remittance Corridors
๐บ๐ธ โ ๐ฎ๐ณ USA to India
Largest remittance corridor
$100B+ annually | Tech workers
๐บ๐ธ โ ๐ฒ๐ฝ USA to Mexico
Second largest corridor
$60B+ annually | Labor migration
๐ธ๐ฆ โ ๐ฎ๐ณ Gulf to India
Major Middle East corridor
$40B+ annually | Oil workers
๐บ๐ธ โ ๐ต๐ญ USA to Philippines
Healthcare workers
$18B+ annually | Nursing diaspora
๐ฌ๐ง โ ๐ฎ๐ณ UK to India
Historical migration
$12B+ annually | Professional diaspora
๐ธ๐ฌ โ ๐ฎ๐ณ Singapore to India
Financial hub corridor
$8B+ annually | Finance professionals
Money Transfer Service Comparison
๐ณ Digital Services
Wise (formerly TransferWise)
Low fees, mid-market exchange rates, transparent pricing model with upfront cost disclosure.
Fees: 0.4-2% | Speed: Minutes to hours | Coverage: 80+ countries
Remitly
Specialized in emerging markets with competitive rates and multiple delivery options.
Fees: $0-5 fixed | Speed: Minutes to days | Coverage: 170+ countries
WorldRemit
Mobile-first platform with cash pickup, bank transfer, and mobile money options.
Fees: $1-5 fixed | Speed: Minutes to hours | Coverage: 130+ countries
๐ฆ Traditional Services
Western Union
Largest global network with extensive cash pickup locations and agent network.
Fees: $5-50+ | Speed: Minutes to days | Coverage: 200+ countries
MoneyGram
Second largest network with strong presence in cash pickup and mobile wallet services.
Fees: $5-40+ | Speed: Minutes to days | Coverage: 200+ countries
Bank Wire Transfers
Traditional bank-to-bank transfers with high security but higher costs and slower speed.
Fees: $15-50+ | Speed: 1-5 days | Coverage: Global banking network
International Remittance Regulations
Know Your Customer (KYC)
Identity verification requirements including government-issued ID, address proof, and source of funds documentation.
Anti-Money Laundering (AML)
Compliance measures to prevent money laundering including transaction monitoring and suspicious activity reporting.
Transfer Limits
Daily, monthly, and annual transfer limits vary by country, service provider, and customer verification level.
Remittance Cost Optimization Tips
Compare Exchange Rates
Different providers offer varying exchange rates. Even small differences can result in significant savings on large transfers. Always compare the total amount received rather than just fees.
Tip: Use mid-market rate as benchmark | Check rate margins | Consider rate locks for large transfers
Choose Optimal Transfer Methods
Bank transfers typically offer better rates but slower delivery. Cash pickup is faster but more expensive. Mobile wallets provide good balance of speed and cost.
Options: Bank transfer (cheapest) | Mobile wallet (balanced) | Cash pickup (fastest) | Debit card (convenient)
Time Your Transfers
Exchange rates fluctuate throughout the day and week. Monitor rates and transfer when favorable. Some providers offer rate alerts and forward contracts.
Strategy: Monitor rate trends | Use rate alerts | Consider forward contracts for large amounts | Avoid weekend premiums
Leverage Promotions and Loyalty Programs
Many providers offer first-time user bonuses, referral rewards, and loyalty programs. Regular senders can benefit from reduced fees and better rates.
Benefits: New user bonuses | Referral rewards | Volume discounts | Loyalty program perks | Promotional rates